Section 03 of 12 / Compare and decide
Comparisons
Decide which operating model to test first, and what each one leaves with your team.
- Pages
- 16
- Sources cited
- 23
- Evidence date
- 20 Oct 2026
Pages in this section
- 01What is the practical answer?Compare complete operating models, not estimate prices.Read →
- 02What are you actually buying: people, software or an accepted deliverable?Start by specifying the work transferred and the work retained.Read →
- 03Which named options belong in which comparison?Use named providers to build a scope-qualified shortlist, not a league table.Read →
- 04What has changed enough to affect the comparison?The internal-production alternative should include current tooling, not an obsolete manual baseline.Read →
- 05How should you compare property claims estimate outsourcing costs?Use a cohort-based accepted-file calculation alongside a separate budget-impact calculation.Read →
- 06When does each operating model fit best?Match the intervention to the observed constraint.Read →
- 07What should a carrier-ready property claim file include?Define “carrier-ready” as a testable production status—not a synonym for covered or payable.Read →
- 08Should you choose human estimating, rules-based automation or generative AI?Choose responsibility and controls before choosing technology.Read →
- 09How should you test estimating and claims-system integration?Test a full operational round trip, not a logo slide or a successful PDF upload.Read →
- 10What regulatory and governance boundaries should stop an award?Do not use a weighted score to compensate for an unresolved legal or control failure.Read →
- 11What should a production quote normaliser compare?Make every bidder price the same responsibility schedule.Read →
- 12How should you run an in-house versus managed production pilot?Use carrier-selected evidence, common acceptance rules and complete cost capture.Read →
- 13How should catastrophe capacity be compared?Compare accepted-output capacity across the whole route, not the number of drafts a supplier says it can generate.Read →
- 14How should procurement turn the comparison into a decision?Use gates, then weighted scores, then sensitivity analysis.Read →
- 15What remains unproven?This research found public evidence of service scope, software functions, specific procurement structures and regulatory expectations.Read →
- 16Sources3. Deskimate — service scope.Read →
Research quality
- Buyer fit
- 9/10
- Depth
- 9/10
- Search coverage
- 9/10
- Sources
- 8/10
The desk’s own rating of fit, depth, search coverage and sourcing for this section. It is not an external audit.