ScopeframeResearch for property claims buyers

Comparisons

How should catastrophe capacity be compared?

Scopeframe research deskSection 03Page 13 of 16Updated 20 October 2026

Compare accepted-output capacity across the whole route, not the number of drafts a supplier says it can generate. The proposed stress test should include production, carrier review, corrections, evidence queries, integration and escalation.

Synthetic illustration: if 1,000 files arrive each day, production can deliver 1,200 drafts, but the carrier can accept only 700, the acceptance queue can grow by 300 files per day under those assumptions. More drafting capacity does not resolve that arithmetic.

Stress condition Evidence to request or test
Sustained surge Throughput and quality at the proposed mix and duration
Concurrent carrier demand Contracted priority and capacity allocation—not network headcount alone
Poorer inspection inputs Query volume, abstention rate and staffing for missing information
Correction spike Reserved correction capacity and effect on new assignments
Carrier reviewer constraint Maximum review effort the carrier can absorb
Platform disruption Manual fallback, recovery, reconciliation and backlog ownership
Post-event supplements Continuing support and applicable pricing after the initial surge

Do not treat an advertised national footprint, total workforce or one catastrophe testimonial as proof of reserved production capacity for your programme.