ScopeframeResearch for property claims buyers

Direct questions · Question 18

How should buyers evaluate a supplier’s “99% accuracy” claim?

Scopeframe research deskSection 01Page 18 of 31Updated 20 October 2026

Ask what was counted, what was excluded and whether the measure corresponds to the carrier’s acceptance risk. Field-level extraction accuracy, line-item agreement and complete-file acceptability are not interchangeable procurement measures.

Request a substantiation schedule covering:

Question Evidence to request
What is the unit? Field, document, line item, estimate or complete file
What is the denominator? All attempted units, including failures and abstentions
Who selected the sample? Selection method and excluded populations
What is the reference answer? Independently reviewed evidence and adjudication method
What does an error mean? Severity definitions, omissions and unsupported additions
How much human work occurred? Supplier and carrier edits before scoring
Does it generalise? Results by loss, complexity, inspection source and guideline version
How uncertain is the result? Sample size and an appropriate interval estimate

As a hypothetical illustration, a system can correctly extract numerous administrative fields while omitting one materially affected room. A high field-level score would not answer whether that file is acceptable.

Require the supplier to report abstentions and failure-to-deliver separately. For automated QA, test both missed material defects and unnecessary alerts; otherwise, the carrier can receive a large alert workload without a corresponding improvement in accepted-file quality.