Section 04 of 12 / Track the market
Regulatory news and changes
Decide which regulatory changes need action from your team, and by when.
- Pages
- 14
- Sources cited
- 27
- Evidence date
- 20 Oct 2026
Pages in this section
- 01Which changes deserve attention first?Read →
- 02What changed in Washington on 18 October 2026?Washington now makes the connection between file production and claims accountability particularly explicit.Read →
- 03What does Texas now expect from AI-assisted claims production?Texas expects human review before action when a regulated entity uses AI to make a consequential decision.Read →
- 04Is the NAIC AI examination framework now a binding national rule?No. Separate the model bulletin, state action and the developing examination supplement.Read →
- 05What changed in Colorado, and should every insurer prepare for the same January deadline?Colorado replaced its earlier AI framework; buyers should not implement a checklist based solely on SB24-205.Read →
- 06How should California SB 495 change contents-file production?A qualifying advance should not be trapped behind a full inventory-production queue.Read →
- 07What do California’s new disaster and smoke laws mean for 2027–2029 planning?They are enacted changes with different operative dates—not one package that became fully effective when signed.Read →
- 08What cybersecurity and privacy changes affect outsourced claim files?The expanded MFA milestone is past, not upcoming.Read →
- 09Does the new IICRC fire-and-smoke standard solve wildfire documentation requirements?Not by itself. The published scope matters.Read →
- 10What new reporting requirement should Washington fire-claim teams check?Washington’s reporting trigger includes subsequent investigation or adjustment, not just the first closure event.Read →
- 11What should change in the property claim file acceptance checklist?Use the regulatory developments to strengthen acceptance—not to create a generic claim that every file needs every possible document.Read →
- 12How should buyers measure the cost of these controls?Use total cost per accepted file, with a separately visible compliance-work component.Read →
- 13What should the buying group do over the next 90 days?Complete the applicability register; identify unsupported supplier promises; revise the acceptance checklist; and document the boundary between preparation, recommendation and authorised claims action.Read →
- 14SourcesOfficial sources support the regulatory findings unless a statutory republication is explicitly identified.Read →
Research quality
- Buyer fit
- 9/10
- Depth
- 8/10
- Search coverage
- 9/10
- Sources
- 9/10
The desk’s own rating of fit, depth, search coverage and sourcing for this section. It is not an external audit.