| Washington claims-handling amendments |
Adopted 18 August 2026; effective 18 October 2026 |
Claims operations, technical QA, estimating procurement and counsel handling Washington claims |
Test deadlines, file exports, investigation records and pricing-source disclosure. (insurance.wa.gov) |
| Texas AI bulletin B-0003-26 |
Issued 12 June 2026; supervisory expectations grounded in existing law |
Texas-regulated entities and their agents, representatives and relevant third parties |
Identify consequential AI decisions and the person reviewing them before action. (tdi.texas.gov) |
| NAIC AI Risk Evaluation Supplement |
Version 6.0 exposed 16 October 2026; comments close 30 October 2026 |
Enterprise AI governance, claims transformation and vendor management |
Prepare examination evidence; do not describe the draft as a newly binding national rule. (content.naic.org) |
| Colorado ADMT rewrite |
SB26-189 signed 14 May 2026; new framework starts 1 January 2027; rulemaking remains open |
Legal, AI governance and suppliers whose technology may materially influence covered decisions |
Reassess applicability and exemptions against the rewritten framework. (leg.colorado.gov) |
| New York third-party cyber oversight and MFA |
Guidance issued 21 October 2025; expanded MFA requirements applied from 1 November 2025 |
DFS-covered entities, security and claims-vendor management |
Verify production-provider access controls and ongoing oversight, rather than relying only on onboarding questionnaires. (dfs.ny.gov) |
| California SB 495 contents advances |
Signed 10 October 2025; changes began January 2026 |
Residential catastrophe claims and contents-production teams |
Separate qualifying advance-payment processing from full contents inventory production. (insurance.ca.gov) |
| California SB 876 disaster recovery |
Enacted September 2026; implementation phases begin 1 January 2027, with additional provisions in 2028 |
Catastrophe leadership, claims compliance and procurement |
Map disaster-response planning, handovers and reporting into supplier scope. (insurance.ca.gov) |
| California AB 1795 smoke damage |
Signed 15 September 2026; provisions phase in during 2027, 2028 and 2029 |
Smoke-claim technical teams, inspection managers and estimating QA |
Build a separate smoke-evidence workflow; verify each provision’s operative date. (insurance.ca.gov) |
| California SB 354 insurance privacy |
Enacted September 2026; main changes become operative 1 July 2028, with additional implementation provisions |
Privacy, legal, architecture and procurement |
Address future data-use and consumer-rights support in long-term production contracts. (sd21.senate.ca.gov) |
| Washington fire-loss reporting |
Applies to specified claims activity from 1 January 2026; first annual attestation due 31 December 2026, subject to the ISO ClaimSearch route |
Claims data owners and regulatory reporting |
Reconcile closure and subsequent-adjustment events with the reporting process. (insurance.wa.gov) |
| ANSI/IICRC S700 revision |
First edition published in 2025; wildfire-related revision initiated 26 December 2025 |
Technical estimating and restoration-review leaders |
Distinguish the published standard’s scope from the planned wildfire expansion. (iicrc.org) |